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  •   Shanta Plaza, Gyaneshwor
  •   +977 1 4545941 / 4545942
  •   info@suryajyotilife.com

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  • Shanta Plaza, Gyaneshwor
  • +977 1 4545941 / 4545942
  • info@suryajyotilife.com

Life insurance provides financial security not only to assured but also to assured’s family as well. This plan is for you and your dependents in the family. SuryaJyotiLife Endowment cum Whole Life plan designed to secure the life of assured and with the aim to provide the financial protection to the dependent of the assured after maturity. Hence, the life of the assured cover for the whole life.

Plan Features: Criteria

Minimum Sum Assured NPR 1,00,000  
Maximum Sum Assured Unlimited  Based on Income
Minimum Policy Term 5 Yrs  
Maximum Policy Term 54 Yrs  
Premium Paying Term Equal to the policy term
Minimum Entry Age 18 Yrs  
Maximum Entry Age 65 yrs  
Maximum Maturity Age 70 Yrs  
Premium Payment Frequency Yearly, Half Yearly, Quarterly

Basic Benefits:

  • In case of death before policy maturity, Basic Sum assured with Bonus will be paid to the beneficiary of insured.
  • In case of survival of assured till maturity, on maturity of policy, Basic Sum assured with Bonus will be paid to the insured.
  • In case of death after maturity, Additional Basic Sum assured will be paid to the beneficiary of insured.

Optional Rider Benefits:

With payment of additional premium, following additional benefits can be taken:

  • Accidental Death Benefit (ADB) Only:

    This benefit can be taken with payment additional Rs. 1 per thousand. In case of death due to accident, additional benefit equal to basic sum assured or maximum Rs. 1,00,00,000 whichever is less is payable to the beneficiary of assured.

  • Accidental Death Benefit, Accidental Total Permanent Disability, Premium Waiver Benefit – ADB, TPD & PWB:
    This benefit can be taken with payment of an additional Rs. 2.5 per thousand. Total coverage amount under this benefits will be equal to basic sum assured or Maximum Rs. 1,00,00,000 whichever is less. In case of death due to accident, an additional benefit equal to basic sum assured is payable to the beneficiary. Due to the accident if insured become total and permanently disabled, an additional benefit equal to basic sum assured is payable in 120 installments monthly and all future payable premium will be waived.
  • Critical Illness Benefit:
    In case life assured is diagnosed with mentioned 18/35 defined critical illness, lump sum amount equal to basic sum assured or maximum up to Rs. 50,00,000 will be paid to the insured.

Criteria: Min Entry age: 18, Max Entry age: 55 yrs, Max policy Term 20 yrs, Max policy maturity age: 60 yrs, Maximum coverage: Rs. 50,00,000.

Click here for more Details & Covered Critical Illness

Policy Issue Date: 2017-10-17