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  • Shanta Plaza, Gyaneshwor
  • +977 1 4545941 / 4545942
  • info@suryajyotilife.com

Under this plan, the premium for the entire policy term can be paid as a single payment or for a limited term. At the time of maturity of the policy or in case of unfortunate death of the life assured, lump-sum payment of insured sum assured with bonus will be paid to the beneficiary. Under Option 2 of this plan, in case of unfortunate death of the life assured, lump-sum payment of insured sum assured with bonus will be paid to the beneficiary plus at the maturity period basic sum assured will be paid to the beneficiary as an additional benefit.

Plan Features: Criteria

Minimum Sum Assured NPR 50,000
Maximum Sum Assured No limit (based on income)
Minimum Entry Age 18
Maximum Entry Age 65
Maximum Maturity Age 70
Policy Term 5, 10, 15, 20, 25
Premium Paying Term Single

Basic Benefits

Option 1 Benefits:

  • If the insured is alive till the Maturity of Policy, Basic Sum Assured plus Bonus will be paid to the insured.
  • If the insured die during the policy term, Basic Sum Assured plus Bonus will be paid to the beneficiary of the insured.

Option 2 Benefits:

  • If the insured is alive till the Maturity of Policy, Basic Sum Assured plus Bonus will be paid to the insured.
  • If the insured die during the policy term, Basic Sum Assured plus Bonus will be paid to the beneficiary of the insured. In addition, at the time of Maturity of Policy additional benefit equal to the sum assured will be paid to the beneficiary of the insured.

Insurance Premium

Insurance Premium is to be determined based on the age of insured, policy term and requested coverage amount.

Optional Benefits (Rider Benefits)

With the payment of additional premium, follow additional benefits can be taken:

  • Accidental Death Benefit (ADB) Only
    In case of death due to accident, an additional benefit equal to basic sum assured or maximum Rs. 1,00,00,000 whichever is less is payable to the beneficiary of assured.
  • Accidental Total Permanent Disability Benefit – A-TPD
    Total coverage amount under these benefits will be equal to basic sum assured or Rs. 1,00,00,000 whichever is less. Due to an accident, if the insured become total and permanently disabled, an additional benefit equal to basic sum assured is payable in 120 monthly installments.
  • Critical Illness Benefit
    In case life assured is diagnosed with mentioned 18/35 defined critical illness, lump-sum amount equal to basic sum assured or maximum up to Rs. 50,00,000 will be paid to the insured.

Criteria

Min Entry age: 18, Max Entry age: 55, Max policy maturity age: 60, Maximum coverage: Rs. 50,00,000.

Click here for more Details red Critical Illness

Policy Issue Date:   2018-01-03