NIC Asia Bank Ltd

Free NIC Asia Credit Card for SuryaJyoti Policyholders & Agents

SuryaJyoti Life Insurance Company Ltd., in collaboration with NIC Asia Bank Ltd., is pleased to offer a FREE Credit Card facility exclusively for eligible SuryaJyoti policyholders and active agents. No processing fee ! No Renewal fee ! upto 5 years.

This facility allows you to conveniently pay your insurance premium and manage other expenses using the credit limit provided by the bank.

What is a Credit Card?

A credit card is a financial tool issued by a bank that allows you to spend money up to a pre-approved limit. Instead of paying immediately from your own funds, the bank pays on your behalf, and you repay the bank later—either in full within the billing cycle or in installments as per the bank’s terms.

Key Features:

• Pre-approved credit limit
• Interest-free period (if paid within due date)
• Easy monthly repayment options
• Secure digital and physical transactions

What is the Use of This Credit Card?

With the NIC Asia Credit Card, you can:

Pay SuryaJyoti Insurance Premium

• Pay annual or renewal premium using your credit limit
• Avoid policy lapse due to temporary cash shortage
• Maintain policy continuity and benefits

Manage Other Expenses like Hospital bills, Travel bookings,Online purchases,Emergency expenses etc.

This helps you manage your cash flow efficiently while keeping your insurance protection active.

#Special Offer

Free NIC Asia Credit Card exclusively for:

• SuryaJyoti Policyholders
• Active SuryaJyoti Agents

Eligibility Criteria – Who Can Apply?

# Policyholders

• Insurance Coverage of Rs. 500,000 and above
• Must be registered on the SuryaJyoti Mobile App

# Agents

• Active SuryaJyoti Agent
• Must be registered on the SuryaJyoti Mobile App

How to Apply for Credit Card ? Step-by-Step

Step 1: Register on SuryaJyoti Mobile App

• Download and install the SuryaJyoti Mobile App
• Complete the registration process to get benefit
• After login, eligibility for free NIC Asia Card will be shown in the app itself.

Step 2: Visit NIC Asia Bank Branch

Eligible policyholders or agents should:

• Visit the nearest branch of NIC Asia Bank Ltd.
• Inform the bank that you are applying under the SuryaJyoti special credit card facility
• Complete required KYC and documentation as guided by the bank
• Submit necessary documents
• Bank will process and approve as per its credit policy

Step 3: Card Issuance

• After approval, the bank will issue the credit card
• Credit limit will be assigned based on bank evaluation
• You can start using the card for premium payments and other transactions

Important Notes

• Credit limit and approval are subject to the bank’s internal credit policy.
• Timely repayment is necessary to avoid interest and penalties.
• The card can be used nationwide and for online transactions.

Contact Information

• SuryaJyoti Life Contact Person :9801238492
• NIC Asia Bank Ltd Contact Person :9851188545