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  •   Shanta Plaza, Gyaneshwor
  •   +977 1 4545941 / 4545942
  •   info@suryajyotilife.com

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  • Shanta Plaza, Gyaneshwor
  • +977 1 4545941 / 4545942
  • info@suryajyotilife.com

    • Transparency Dashboard

    Export Report
    Claim Related Information
    Claim Overview
    Claim Rejection Reasons
    • rejected due to no documents
    • reject due to lapse
    Settlement Ratio
    98.37%
    Average Claims Turn Around Time
    2.12 days
    Ageing of Pending Claims
    0–120 days
    Amount of Claims Paid
    45.8M
    Outstanding Claim Ratio
    7.5%
    No. of Outstanding Claims
    < 1 Year 1-3 Years 3-5 Years > 5 Years
    Outstanding Claims Amount
    < 1 Year 1-3 Years 3-5 Years > 5 Years
    Policy & Premium Related Information
    Total Policies Issued Till Date
    3745659.00
    Policy Renewal Rate
    99.56%
    Policy Lapse Rate
    0.44%
    No. Of First Policies
    35,532
    No. Of Renewal Policies
    36,224
    No. Of Enforced Policies
    552,642
    Gross Premium collected in the FY
    13.2B
    Loss ratio
    2%
    Growth Trends (Policy & Premium) 5 Yrs
    Growth Trends (Gross Premium) Policy Growth Rate
    First Premium Collection by Category
    Renewal Premium Collection by Category
    Enforced Policies by Category
    Information on Grievance Redressal
    No. of Complaints Received
    3
    No. of Complaints Resolved
    3
    No. of Complaints Pending
    0
    AVG. Resolution Time
    1 Days
    Resolution Rate
    100%
    Complaint Reasons
    • Due agent problem
    • due staff behaviour
    Product Transparency
    SNProduct NameProduct ID Key BenefitsExclusions Waiting PeriodPrice Range (NPR.) Details
    01 SuryaJyoti Three 20 Dhan Bahar Jeevan Beema NIA/LI020/2076/077/EP/0004 Death Coverage and Partial / Full Maturity Benefit As per the Policy terms and conditions 30 Days 500,000 – 999,999,999
    02 SuryaJyoti Yekal Tatha Simit Awadhi Bhuktani Jeevan Beema (Sawadhik) OP1 NIA/LI020/2074/075/EP/0010 Death Coverage and Full Maturity Benefit As per the Policy terms and conditions 30 Days 50,000 – 999,999,999
    03 SuryaJyoti Yekal Tatha Simit Awadhi Bhuktani Jeevan Beema (Sawadhik) OP2 NIA/LI020/2074/075/EP/0011 Death Coverage and Full Maturity Benefit As per the Policy terms and conditions 30 Days 50,000 – 999,999,999
    Complaint Categories
    Total Value
    7
    Claim Related 1
    Full/Partial Maturity 1
    Premium Related 3
    Loan/Surrender Related 1
    Staff Related 1
    Agent Related 0
    Technical/System Related 0
    Financial Strength & Solvency
    165.40%
    Solvency Ratio
    6.29B
    Networth
    3.30 %
    Net Profit Margin
    162.90%
    Liquidity Ratio
    10.90%
    Return On Equity
    8.79
    Earning Per Share
    7.44%
    Investment Yield
    Bonus Rate Table
    View the latest bonus rates for all our life insurance products.
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    Branch Locations
    Find our network points and Branch Manager details across the country.
    View Details →
    175
    Total Branches
    48275
    Total Agents
    Updated at: 07 Aug 2026